{"id":15177,"date":"2026-01-15T17:42:05","date_gmt":"2026-01-15T17:42:05","guid":{"rendered":"https:\/\/inbudgetalerts.com\/?p=15177"},"modified":"2026-01-15T17:42:05","modified_gmt":"2026-01-15T17:42:05","slug":"morgan-stanley-ms-q4-2025-earnings-call-transcript","status":"publish","type":"post","link":"https:\/\/inbudgetalerts.com\/?p=15177","title":{"rendered":"Morgan Stanley (MS) Q4 2025 Earnings Call Transcript"},"content":{"rendered":"<div xmlns:default=\"http:\/\/www.w3.org\/2000\/svg\">\n<header class=\"flex flex-col items-start justify-between\">\n<div class=\"mb-18 flex justify-between text-medium-2-r md:mb-16 px-18 md:px-0 flex w-full items-center\" data-test-id=\"post-page-meta\">\n<div><span class=\"inline text-share-text-2 sa-line-divider sa-line-divider-mx-4\" data-test-id=\"post-date\">Jan. 15, 2026 12:16 PM ET<\/span><span class=\"inline text-share-text-2 sa-line-divider sa-line-divider-mx-4\" data-test-id=\"post-primary-tickers\">Morgan Stanley (MS) Stock, MS.PR.A Stock, MS.PR.K Stock, MS.PR.E Stock, MS.PR.F Stock, MS.PR.I Stock, MS.PR.L Stock, MS.PR.O Stock, MS.PR.P Stock, MSTLW Stock, MS.PR.Q Stock, MS:CA Stock<\/span><\/div>\n<\/div>\n<\/header>\n<div class=\"relative mb-18 flex-col\" data-test-id=\"author-brief\">\n<div class=\"flex items-start justify-between\">\n<div class=\"relative z-0 mr-18 flex grow\">\n<div class=\"flex shrink-0 items-center justify-center relative size-36 rounded-full\" data-test-id=\"user-pic-wrapper\"><\/div>\n<\/div>\n<p><button data-state-text=\"Following\" aria-label=\"Follow SA Transcripts\" class=\"ihjjQ py-8 px-18 ml-auto print:hidden relative inline-flex cursor-pointer select-none items-center whitespace-nowrap break-words transition-colors hover:no-underline motion-reduce:transition-none border-black bg-black text-white hover:bg-black-70 disabled:border-transparent disabled:bg-black-20 dark:border-black-10 dark:bg-black-10 dark:text-black dark:hover:border-black-30 dark:hover:bg-black-30 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class=\"T2G6W\" data-test-id=\"content-container\">\n<div class=\"transcript-headline\">\n<p data-eci=\"true\">Morgan Stanley (<span class=\"ticker-hover-wrapper\">MS<\/span>) Q4 2025 Earnings Call January 15, 2026 8:30 AM EST<\/p>\n<\/div>\n<div class=\"transcript-company-participants\">\n<p class=\"transcript-company-participants-title\"><strong>Company Participants<\/strong><\/p>\n<p><span>Ted Pick &#8211; CEO &amp; Chairman of the Board<\/span><br \/><span>Sharon Yeshaya &#8211; Executive VP &amp; CFO<\/span><\/p>\n<\/p><\/div>\n<div class=\"transcript-other-participants\">\n<p class=\"transcript-other-participants-title\"><strong>Conference Call Participants<\/strong><\/p>\n<p><span>Glenn Schorr &#8211; Evercore ISI Institutional Equities, Research Division<\/span><br \/><span>Daniel Fannon &#8211; Jefferies LLC, Research Division<\/span><br \/><span>Brennan Hawken &#8211; BMO Capital Markets Equity Research<\/span><br \/><span>Devin Ryan &#8211; Citizens JMP Securities, LLC, Research Division<\/span><br \/><span>Michael Mayo &#8211; Wells Fargo Securities, LLC, Research Division<\/span><br \/><span>Steven Chubak &#8211; Wolfe Research, LLC<\/span><br \/><span>L. Erika Penala &#8211; UBS Investment Bank, Research Division<\/span><br \/><span>Gerard Cassidy &#8211; RBC Capital Markets, Research Division<\/span><br \/><span>Christopher McGratty &#8211; Keefe, Bruyette, &amp; Woods, Inc., Research Division<\/span><\/p>\n<\/p><\/div>\n<div class=\"transcript-presentation\">\n<p class=\"transcript-presentation-title\"><strong>Presentation<\/strong><\/p>\n<div class=\"transcript-presentation-section\" seq=\"0\">\n<p class=\"transcript-presentation-section-title\"><span><strong>Operator<\/strong><\/span><\/p>\n<p>Good morning. Welcome to Morgan Stanley&#8217;s Fourth Quarter and Full Year 2025 Earnings Call. On behalf of Morgan Stanley, I will begin the call with the following information and disclaimer. This call is being recorded. During today&#8217;s presentation, we will refer to our earnings release, financial supplement and strategic update, copies of which are available at morganstanley.com.<\/p>\n<p>Today&#8217;s presentation may include forward-looking statements that are subject to risks and uncertainties that may cause actual results to differ materially. Please refer to our notices regarding forward-looking statements and non-GAAP measures that appear in the earnings release and strategic update. Within the strategic update, certain reported information has been adjusted as noted. These adjustments were made to provide a transparent and comparative view of our operating performance. The reconciliations of these non-GAAP adjusted operating performance metrics are included in the notes to the presentation or the earnings release. This presentation may not be duplicated or reproduced without our consent.<\/p>\n<p>I will now turn the call over to Chairman and Chief Executive Officer, Ted Pick. Ted, you may proceed.<\/p>\n<\/p><\/div>\n<div class=\"transcript-presentation-section\" seq=\"1\">\n<p class=\"transcript-presentation-section-title\"><span><strong>Ted Pick<\/strong><\/span><br \/><span><i>CEO &amp; Chairman of the Board<\/i><\/span><\/p>\n<p>Good morning, and thank you for joining us. In 2025, the U.S. economy proved resilient as<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n<aside><\/aside>\n<\/div>\n<\/div>\n<\/div>\n<footer class=\"border-t border-share-separator-thin py-18 sm:py-24 print:hidden paywall-full-content\" data-test-id=\"post-footer\"><\/footer>\n<\/div>\n<p>Read the full article <a href=\"https:\/\/seekingalpha.com\/article\/4860176-morgan-stanley-ms-q4-2025-earnings-call-transcript?source=feed_all_articles\" target=\"_blank\" rel=\"noopener\" rel=\"nofollow\">here<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Jan. 15, 2026 12:16 PM ETMorgan Stanley (MS) Stock, MS.PR.A Stock, MS.PR.K Stock, MS.PR.E Stock, MS.PR.F Stock, MS.PR.I Stock, MS.PR.L Stock, MS.PR.O&#8230;<\/p>\n","protected":false},"author":1,"featured_media":1778,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[],"class_list":{"0":"post-15177","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-news"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Morgan Stanley (MS) Q4 2025 Earnings Call Transcript | InBudgetAlerts<\/title>\n<meta name=\"description\" content=\"Jan. 15, 2026 12:16 PM ETMorgan Stanley (MS) Stock, MS.PR.A Stock, MS.PR.K Stock, MS.PR.E Stock, MS.PR.F Stock, MS.PR.I Stock, MS.PR.L Stock, MS.PR.O\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/inbudgetalerts.com\/?p=15177\" \/>\n<meta property=\"og:locale\" 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